22 Best Business To Start With $100K in 2023

Starting a business with $100K can be an exciting and rewarding experience. With the right business idea and strategy, you can turn your investment into a profitable venture.

However, it is essential to choose the right business idea that aligns with your interests, skills and resources.

In this article, we will explore the best business ideas to start with $100K and the steps to take to launch a successful business.

22 Best Business To Start With $100K

22 Best Business To Start With $100K

1. E-commerce store

Expense/RevenueAmount & Details
Investment amount$100,000
Business typeE-commerce store
Business modelOnline retail sales
Target marketConsumers in a specific niche
Product selectionHigh-margin products with demand
Website development$1,000-$5,000
Inventory costs$60,000-$70,000
Marketing expenses$10,000-$15,000
Shipping and fulfillment$5,000-$7,000
Return on investment20-30% annually
Payback period3-4 years

An E-commerce store might be opened with $100K and be a lucrative business. With the right business strategies, you can grow your business and bring in a steady flow of money.

You may start a number of e-commerce enterprises with $100K, including clothing, jewelry, electronics, health & wellness and clothing stores.

Before launching your store, you need conduct market research to identify your target market, their needs and the rivals.

Once you’ve chosen your area of expertise, you may establish your website, purchase inventory, and make marketing and promotion purchases. You may also consider using a dropshipping model if you want to reduce inventory costs and hasten delivery.

If you want to succeed in e-commerce sector, you must focus on providing good customer service & effective social media presence.

2. Food truck

Expense/RevenueAmount & Details
Initial Investment$100,000
Truck and Equipment$50,000
Permits and Licenses$3,000
Operational Expenses (Rent, utilities, etc.)$10,000
Salaries and Wages$25,000
Total Expenses$100,000
Average Sale Per Customer$12
Number of Customers Per Day100
Average Number of Operating Days Per Year250
Total Annual Revenue$300,000
Gross Profit Margin60%
Annual Gross Profit$180,000
Return on Investment80%

You may start by using this money to buy a car, equipment and goods. Success depends on conducting market research, creating a unique menu and creating a social media presence. Consider attending local food truck events to network and gain exposure.

You must also get the necessary rights and licenses in order to operate legally. With dedication and hard work, a food truck business may prosper and provide flexibility and creative freedom for you to showcase your culinary abilities.

Also See: How To Make Money on Amazon Without Selling?

3. Social media marketing agency

Expense/RevenueAmount & Details
Initial Investment$100,000
Operating Expenses (yearly)$60,000
Revenue (yearly)$300,000 – $500,000
Net Profit (yearly)$150,000 – $300,000
Break-even Point8 – 12 months

Starting a social media marketing agency with $100K might be a great opportunity for business owners who are enthusiastic about helping companies thrive online.

Spending this money on crucial resources like a website, social media management software, content creation tools and paid advertising are all options. Putting together a solid team of social media experts and designers may enable you to provide your clients top-notch services.

It’s essential to have a unique marketing strategy, target market and speciality if you want to stand out in the crowded social media marketing scene. By delivering results for your clients and building a strong reputation, you may eventually attract new business and grow your firm.

4. Graphic design agency

Expense/RevenueAmount & Details
Initial Investment$100,000
Business TypeGraphic design agency
Startup Costs$30,000
Operating Costs$10,000
Revenue Streams$50,000
Projected Annual Revenue$300,000 – $500,000
Projected Annual Profit$50,000 – $100,000
Return on Investment (ROI)25%
Break-Even Point2-3 years
Profit Margin20-30%
Growth PotentialHigh
Risks and ChallengesCompetition, economic downturns, high turnover rates

With $100,000, you may buy the essential equipment and software, such as Adobe Creative Suite, a premium printer and a powerful computer. You may also set aside some of your money to promote your services and build your brand.

By employing top designers and offering competitive rates, you may stand out in a congested market. With persistence, dedication and a specific objective, your graphic design business may flourish and grow over time.

5. Coffee shop

Expense/RevenueAmount & Details
Initial Investment$100,000
LocationUrban area
Shop size800 sq. ft.
Employee salaries$30,000/year
Operating expenses$40,000/year
Gross revenue/year$400,000
Net profit/year$100,000
Return on investment100%

It is possible to open a coffee business for $100K, but careful management and planning are required. The first step in distinguishing your business is to do market research and identify a niche or USP.

Consider the site, the lease terms, the necessary equipment and the employees after that. Saving money could be possible with lessened space and a menu with fewer selections. Focus on creating a welcoming environment and providing excellent products and customer service.

By employing social media and local events, you may build a loyal consumer base. A coffee shop business may be rewarding and profitable with a low initial investment provided care and work are put into it.

Also See: How to Make Money on ETSY without Making Anything?

6. Cleaning service

Expense/RevenueAmount & Details
Business TypeCleaning Service
Investment Amount$100,000
Equipment and Supplies$10,000
Office Space Rent$12,000
Insurance and Legal Fees$5,000
Marketing and Advertising$8,000
Employee Salaries$45,000
Expected Annual Revenue$150,000 – $300,000
Profit Margin10% – 20%
Breakeven Point12-18 months
ROI (Return on Investment)30%
Growth PotentialHigh, due to increasing demand for cleaning services post-pandemic
CompetitionHigh, but can differentiate by offering specialized services, eco-friendly products, or exceptional customer service
RisksEconomic downturn, legal liability, employee turnover, negative reviews

Starting a cleaning service business with $100,000 is an excellent investment option for aspiring business entrepreneurs. With this money, you may hire workers, purchase the cleaning supplies you need and promote your business to new clients.

By offering specialized services like green cleaning or post-construction cleaning, you may set yourself apart from competitors.

By establishing a positive client experience, quality work and excellent customer service will encourage return business and recommendations. With dedication and hard effort, a cleaning service firm may offer a fulfilling and successful career.

7. Personal trainer

Expense/RevenueAmount & Details
Business TypePersonal Trainer Business
Investment Amount$100,000
Allocation of InvestmentEquipment, Rent, Marketing, Staffing, Insurance, Licenses and Permits, Legal Services
Equipment$20,000 for cardio equipment, weights and accessories
Rent$25,000 for a 1-year lease on a 1,500 sq. ft. space
Marketing$15,000 for website development, advertising and social media campaigns
Staffing$30,000 for 2 trainers’ salaries for a year
Insurance$5,000 for liability insurance
Licenses and Permits$2,000 for required permits and licenses
Legal Services$3,000 for legal advice and services
Revenue StreamsPersonal Training sessions, Group fitness classes, Nutritional coaching, Online training programs
Pricing$75 per hour for personal training sessions, $20 per group fitness class, $150 for nutritional coaching sessions, $100 for online training programs
Expected Clients50 clients per week
Annual Revenue$195,000 (based on 50 clients per week, 4 sessions per month, and 20 group fitness classes per month)
Annual Expenses$120,000 (rent, staffing, insurance, licenses, permits, legal fees, equipment maintenance, utilities)
Annual Profit$75,000
Return on Investment (ROI)75%

You could start your own personal training business with $100,000. With this money, you’ll be able to hire a small gym, purchase athletic equipment, and cover your initial promotional costs.

Consider specializing on a particular area, like postpartum fitness or weight loss for seniors, to differentiate yourself from other trainers in your area.

To attract new clients, establish a strong online presence using social media and a company website. Invest in continuing education to stay up to date with the newest fitness trends and techniques.

8. Freelance writing

Expense/RevenueAmount & Details
Business TypeFreelance writing
Total Investment$100,000
Website Creation and Design$3,000
Marketing Expenses$7,000
Office Supplies and Equipment$10,000
Hiring Freelance Writers$50,000
Legal and Accounting Services$5,000
Miscellaneous Expenses$17,500
Estimated Annual Revenue$150,000
Estimated Annual Profit$70,000
Estimated Time to Break Even1.5 – 2 years

Starting a freelance writing business with $100K might be a great way to start a successful career. With this money, you might build a strong online presence, create a respectable website and purchase the necessary hardware and software.

To attract new clients, you may use some of the funds for marketing and advertising. You may also consider hiring a virtual assistant or editor to help you manage your workload and improve the quality of your writing.

Also See: How To Make Money on Rumble?

9. Pet grooming

Expense/RevenueAmount & Details
Initial Investment$100,000
Business TypePet Grooming Business
LocationUrban Area
Business StructureSole Proprietorship
Equipment and Supplies$25,000
Leasehold Improvements$20,000
Insurance and Permits$5,000
Marketing and Advertising$10,000
Salaries and Wages for Staff$30,000
Miscellaneous Expenses$10,000
Annual Revenue$200,000 – $400,000
Gross Profit Margin50% – 60%
Payback Period2 – 4 years
Return on Investment (ROI)25% – 50%

You can start a pet grooming business with about $100K and turn your passion for animals into a lucrative career. You may purchase the necessary equipment, rent a space, hire staff and cover additional expenses like marketing, licenses and insurance with this budget.

A solid business plan that describes your target market, the services you’ll offer, your pricing, and your marketing strategy is essential.

The key to success will be building a loyal clientele by providing excellent service and excellent grooming. Consider offering additional services like pet daycare, pet sitting or selling merchandise to increase revenue.

10. Online education platform

Expense/RevenueAmount & Details
Initial Investment$100,000
Business TypeOnline Education Platform Business
Investment Period5 Years
Annual Growth Rate20%
Total Return$324,340
Average Annual Return25.35%
Break-even Period2.5 Years
Net Profit$224,340
Return on Investment224.34%

The key is to identify a specific target group or niche and provide them high-quality educational resources that meet their needs.

Employing low-cost marketing strategies such as content marketing and social media, may help in attracting clients and building a loyal following.

Controlling student progress and delivering courses requires a user-friendly website and effective learning management system.

Collaborating with industry experts and offering certifications can also enhance the credibility of the platform.

11. Vacation rental business

Expense/RevenueAmount & Details
Rental Property1 vacation rental property purchased with the investment
Property Value$400,000 (average cost of vacation rental property)
Down Payment$80,000 (20% down payment on the property value)
Mortgage$320,000 (mortgage on the remaining 80% of the property value)
Monthly Payment$1,500 (estimated mortgage payment including taxes and insurance)
Rental Income$4,000 per month (estimated average rental income)
Expenses$2,000 per month (estimated maintenance, utilities, and other expenses)
Net Income$2,000 per month ($4,000 rental income – $2,000 expenses)
Annual Return$24,000 per year ($2,000 net income x 12 months)
Return on Investment (ROI)24% (annual return on investment divided by the initial invest

Start by looking at the best places, amenities and rental rates in the neighborhood of your choosing. Create a stunning listing for your home on well-known vacation rental websites and then promote it to prospective guests.

Whether you manage your rental yourself or employ a property management, make sure it is clean and well-maintained. With dedication and persistence, your vacation rental business may produce a steady stream of income and long-term financial security.

Also See: How To Make Money with Solar Panels?

12. Daycare center

Expense/RevenueAmount & Details
Initial Investment$100,000
Startup CostsBuilding Lease/Renovation: $20,000
Equipment and Supplies: $20,000
Insurance: $5,000
Licenses and Permits: $2,000
Marketing and Advertising: $3,000
Legal and Accounting: $5,000
Operating Costs (Monthly)Rent: $5,000
Salaries and Wages: $20,000
Utilities: $2,000
Insurance: $1,000
Supplies: $1,500
Maintenance and Repairs: $1,000
Miscellaneous: $1,000
RevenueTuition Fees: $20,000/month
Enrollment Capacity: 30 children
Enrollment Rate: 80%
Annual Revenue: $240,000
Return on Investment (ROI)20% – 30% per year, depending on the revenue generated and the operating expenses incurred.
Break-Even Period1 – 2 years

With the growing number of working parents, the demand for quality childcare has never been increased. A successful daycare facility must include age-appropriate toys and activities, a safe atmosphere and qualified staff.

The initial investment might be used to pay for the site, license fees, insurance premiums and marketing expenses. Your daycare center could be able to distinguish out from competitors with a unique and warm atmosphere.

Offering flexible schedules, meals and transportation may appeal to parents who are busy. A daycare center could be a fulfilling and prosperous business that helps families and communities.

13. Lawn care service

Expense/RevenueAmount & Details
Initial Investment$100,000
Equipment and Supplies$30,000
Business License and Insurance$5,000
Marketing and Advertising$10,000
Salaries and Wages (for 2-3 employees)$40,000
Miscellaneous Expenses$10,000
Annual Revenue$250,000
Annual Profit $40,000 – $50,000
Return on Investment (ROI) 25%

Starting a lawn care service company with $100K is a fantastic opportunity for business owners interested in the green sector. With this money, you may purchase the equipment you need including safety equipment, trimmers, blowers and mowers.

You might also invest in marketing strategies to reach out to potential customers via online platforms, local newspapers, or fliers.

Offering additional services such as landscape design, weed control or tree pruning can boost revenue sources.

Both the choice of skilled individuals and a business plan that outlines financial projections, goals and techniques for regulating cash flow are crucial.

A stable income, satisfied customers and a green environment are all benefits of a successful lawn care service business over the long run.

14. Event planning

Expense/RevenueAmount & Details
Initial Investment$100,000
Office Rent and Utilities$30,000
Equipment and Supplies$15,000
Employee Salaries and Benefits$40,000
Marketing and Advertising$10,000
Insurance and Legal Fees$5,000
Number of Events per Year20-30
Gross Profit Margin60%
Annual Gross Profit$60,000

With the right plan and execution, this budget may cover initial costs such as furniture, office space and early marketing initiatives.

It’s vital to carefully assess your target market and area of expertise if you want to maximize profits and differentiate yourself from competitors in the event planning sector.

Networking within the industry and building a strong online presence are also necessary for success.

Offering exceptional client service, developing unique and personalized event experiences and always observing and adapting to industry trends and changes are all ways to assure a successful and long-lasting business.

15. Travel agency

Expense/RevenueAmount & Details
Initial Investment$100,000
Business TypeTravel Agency
Revenue StreamsCommission from airline, hotel and car rentals
Return on Investment (ROI)Estimated to be 15-20% annually
Annual Revenue$250,000 – $350,000
Annual Expenses$180,000 – $220,000
Net Income$70,000 – $130,000
Break-even PointApproximately 2-3 years
Growth PotentialHigh – the travel industry is constantly growing and changing
Risks and ChallengesCompetition from online travel booking platforms, unpredictable changes in travel trends and regulations, seasonality of the travel industry
Strategies for SuccessStrong online presence, personalized customer service, partnerships with hotels and other travel industry stakeholders, diversification of revenue streams

To set yourself apart from your competitors, you must first conduct research on your specialized market.

This might mean offering unique travel experiences or specializing in a certain travel niche such as luxury or adventure travel.

You’ll also need to invest in reliable software and booking systems to manage your clients’ travel arrangements.

Also See: How to Make Money from Property Development?

16. Bookkeeping

Expense/RevenueAmount & Details
Business typeBookkeeping
Initial investment$100,000
ExpensesRent, utilities, payroll, software, marketing, insurance
Revenue streamsMonthly bookkeeping fees, project-based services
Potential returnsAnnual revenue of $150,000 – $200,000
Timeframe for returns1-3 years
Return on investment50-100%
Risks and challengesCompetition, technological changes, client retention
Growth potentialHigh

For individuals with prior experience, investing $100,000 to start a bookkeeping business may be sensible.

To attract clients, a website setup, marketing and advertising may all be done for a little amount of money.

Additionally, investing in professional accounting software and technology may boost accuracy and efficiency.

Employing workers, such as more bookkeepers or administrative staff, may help support business growth and increase revenue.

Establishing a strong network of nearby businesses and providing competitive pricing can help build trust and draw in return customers.

A Bookkeeping business may grow quickly and make money with proper planning and capable management.

17. Home renovation service

Expense/RevenueAmount & Details
Initial investment$100,000
Annual revenue$500,000
Gross profit margin30%
Gross profit$150,000
Operating expenses (including salaries)$100,000
Net profit$50,000
Return on investment (ROI)50%
Payback period2 years

Starting a $100k home renovation services business might be gratifying. With this expenditure cap, one may begin by offering simple home remodeling services like painting, flooring and plumbing.

Before you start, you must undertake market research, select your target market and create a company plan.

18. Photography business

Expense/RevenueAmount & Details
Initial investment amount$100,000
Business typePhotography business
Return on investment$150,000 – $200,000 or more (depending on success)
Timeframe1-3 years
Business expensesCamera and equipment, studio rental, website hosting, marketing and advertising, transportation, insurance, accounting, and legal fees, etc.
Revenue streamsEvent photography (e.g., weddings, corporate events), commercial photography (e.g., product photos, real estate), portrait photography (e.g., family, headshots), stock photography and other photography-related services (e.g., photo editing, retouching)
Profit marginVaries depending on the revenue stream and expenses, but typically ranges from 30% to 50%
Growth potentialDepends on factors such as market demand, competition, marketing efforts and the ability to offer unique or high-quality services

With $100K, you may launch a successful photography business and transform your hobby into a successful business.

You may purchase high-quality equipments, hire a studio and successfully promote your services.

Create a portfolio of your greatest work to begin started, and build a solid online presence on websites and social media.

Think about providing a range of photographic services including commercial, portrait and wedding photography.

You may increase your exposure and expand your clientele by networking with other industry professionals.

19. Personalized gift business

Expense/RevenueAmount & Details
Business TypePersonalized Gift Business
Investment Amount$100,000
ProductsPersonalized gifts such as photo frames, custom mugs, engraved jewelry, etc.
Target MarketMillennials and Gen Z who are tech-savvy and value personalized items
Marketing StrategySocial media advertising, email marketing, influencer marketing
Estimated Revenue$250,000 – $500,000 in the first year
Estimated Return on Investment (ROI)25% – 50% in the first year
Break-even PointApproximately 6 – 12 months
RisksIncreased competition, economic downturn, changes in consumer preferences
Potential for GrowthExpanding product line, offering corporate gifting services, opening physical stores

Starting by establishing an online presence through a website and social media accounts.

This enables speedy outreach to and communication with potential customers. Prior to selecting reliable manufacturers and suppliers of goods and materials, it is vital to complete your research.

You must also create a variety of unique products that customers may customize. A effective marketing strategy always includes special offers or discounts for new customers.

20. Car rental business

Expense/RevenueAmount & Details
Initial Investment$100,000
Business TypeCar Rental Business
LocationUrban or suburban area
Rental Fleet Size10-15 vehicles
Rental Fees$50-$100 per day, depending on the type of vehicle
Occupancy Rate70%
Average Rental Period3-5 days
Operating ExpensesEmployee salaries, vehicle maintenance, insurance, etc.
Potential Returns$200,000 – $300,000 annually (after expenses)

You can launch a successful cars rental business with $100,000. This amount of money might be used to employ a small office, purchase a fleet of high-end vehicles and fund marketing initiatives to attract customers.

By offering a number of vehicles and rental options such as daily, weekly or monthly rentals, you may appeal to a broad range of clients.

For both you and your clients, pick-up and drop-off services at hotels or airports may be beneficial.

Also See: How to Make Money in Commercial Real Estate?

21. Delivery Service

Expense/RevenueAmount & Details
Initial investment$100,000
Operating expenses$30,000 per year
Revenue per delivery$15.00
Average number of deliveries per day100
Average number of working days per year250
Annual revenue$375,000
Annual operating expenses$30,000
Annual net income$345,000
Return on investment (ROI)345%
Revenue Streams-Delivery fees
-Subscription plans
-Partnerships with local businesses
Growth Opportunities-Expanding to new locations,
-Offering new services (e.g. same-day delivery, grocery delivery),
-Partnering with more businesses,
-Improving technology infrastructure

With this amount of money, you might purchase a small fleet of delivery vehicles, hire a group of dependable and efficient drivers, and create an user-friendly online ordering and delivery tracking system.

To boost profitability, think about specializing in a certain industry, such food delivery or last-mile logistics.

Additionally, you may offer package tracking, real-time delivery updates and secure delivery options.

By providing excellent customer service and employing digital marketing tools, you may grow your company quickly and gain a loyal audience.

22. Personal chef business

Expense/RevenueAmount & Details
Initial Investment$100,000
Equipment and Supplies$20,000
Rent and Utilities $25,000
Employee Salaries for the first year$40,000
Marketing and Advertising$10,000
Miscellaneous expenses$5,000
Expected Annual Revenue$200,000
Gross Profit Margin60%
Expected Annual Net Profit$72,000
Return on Investment (ROI)72%

Personal chefs commonly make meals for individuals or families in their homes.

A personal chef may prove to be an important resource for busy families and working individuals given the rising demand for healthful & home-cooked meals.

To start your business, you’ll need to invest money on a few necessary goods like pots, pans, kitchenware and hiring experienced and skilled chefs.


When selecting a business idea, it is important to consider factors including profit potential, market demand, competition, scalability and personal interest.

Among the many different sectors to consider are real estate firms, franchise businesses, service-based organizations and e-commerce businesses.

To launch a successful business, do significant research, register your company, obtain money and implement marketing strategies.

If you use the right strategy, your investment might grow into a profitable enterprise.


What kind of business can I start with 100K?

With just $100K, you could launch a number of low-cost companies like a house cleaning service, a food truck or an online store selling specialized products.

What are the most successful small businesses?

The most successful small businesses differ by industry and region, but common examples include food trucks, online stores, consulting firms and specialized retail stores.

Which business is easy to start?

A service-based business such as consulting, freelancing or teaching, may be relatively easy to start with low startup costs and the ability to work from home.

What business makes the most money fast?

Investments in real estate and high-growth technological businesses have the potential to generate significant profits quickly.

How do I know if my business idea is profitable?

Conduct market research to determine the degree of demand for your product or service. To estimate your future revenue and expenses, make careful financial projections and a business plan. Test your idea in a small market before investing more money.

How can I make sure my business is successful in the long run?

Spend your time and effort providing premium products and services together with quality customer service. Constantly search out new and improved ways to innovate while staying up to date with market advancements.

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